First Credit Union Preferred Checking Account |
Preferred Checking offers:
• No monthly service charge
• No minimum balance requirement
• Unlimited check writing
• Dividends earned on balances over $1,000
• Free Online Bill Pay and eTeller account access
• Preferred VisaŽ Debit/ATM card
• Free automatic check safekeeping
• Free online check copies
• Free overdraft protection from savings** or approved line of credit or money market account.
• Easy process to switch from a another account. Switch Kit forms are now available.
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| Did You Know |
Platinum Visa® Debit/ATM Card
Works like a check and is accepted by millions of merchants worldwide. The amount of the purchase is automatically deducted from your checking account. You can use it to get cash back when making purchases or at any ATM machine that honors either of the logos shown here. |
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| Courtesy Pay Overdraft |
| We can help you avoid costly returned check fees from retailers (and the embarrassment that goes with it) with Courtesy Pay Overdraft (CPO). |
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*Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. Refer to the CPO policy for details. A fee will be charged for the payment of each overdraft, as set forth in our fee schedule. The fee is imposed for overdrafts created by checks, in-person withdrawals, ATM withdrawals, or by electronic means, as applicable. Overdrafts must be repaid in 45 days or your account may possibly be closed. |
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| Please read the Courtesy Pay Overdraft Policy. |
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| How to Join |
You may complete an online application or fill out a printed application and take or mail it to the nearest First Credit Union branch. With your application you must:
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Include a minimum deposit of $5. Provide a copy of your driver's license and a secondary form of identification. |
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You may also open your account by arranging for a payroll deduction, net pay deposit, or a direct deposit through your payroll department. |
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| Add a New Account |
| If you currently have a First Credit Union account and would like to add an additional account please do the following: |
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Complete an online application or a printed "New Account Request" application. Once you have completed your application, take or mail it to the nearest First Credit Union branch. |
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Include a minimum deposit of $5. Provide a copy of your driver's license and a secondary form of identification. |
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More Checking 
