First Credit Union Savings Account |
Because you are a credit union member/owner, your savings are called “shares,” and the quarterly interest you earn on those shares are called “dividends.” Share savings accounts:
• Offer an unlimited number of transactions in person.
• Can be opened with a deposit or through direct deposit.
• Require a minimum balance of $5.
• Can provide overdraft protection to your checking account (federal regulations require a limit of 6 electronic transfers per month from your savings account).
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| How to Join |
You may complete an online application or fill out a printed application and take or mail it to the nearest First Credit Union branch. With your application you must:
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Include a minimum deposit of $5. Provide a copy of your driver's license and a secondary form of identification. |
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You may also open your account by arranging for a payroll deduction, net pay deposit, or a direct deposit through your payroll department. |
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| Add a New Account |
| If you currently have a First Credit Union account and would like to add an additional account please do the following: |
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Complete an online application or a printed "New Account Request" application. Once you have completed your application, take or mail it to the nearest First Credit Union branch. |
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Include a minimum deposit of $5. Provide a copy of your driver's license and a secondary form of identification. |
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Federally Insured by NCUA
All funds deposited in the credit union are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, an agency of the U.S. Government. In addition, IRA funds are insured separately to $250,000 by the NCUA.
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