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	First Credit Union offers a variety of savings and investment programs. Choose one or more that best fit your needs.

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Term Share

First Credit Union Term Share Certificates

Earn high dividends based on market conditions at time of issuance. The funds must remain on deposit for a specified time and there is a penalty for early withdrawal. Choose from a variety of terms.

NCUA Federally Insured
All funds deposited in the credit union are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, an agency of the U.S. Government. In addition, IRA funds are insured separately to $250,000 by the NCUA.

How to Join

You may complete an online application or fill out a printed application and take or mail it to the nearest First Credit Union branch . With your application you must:

•	Include a minimum deposit of $5. Provide a copy of your driver's license and a secondary form of identification.
•	You may also open your account by arranging for a payroll deduction, net pay deposit, or a direct deposit through your payroll department.

Add an Account for Certificates

If you currently have a First Credit Union account and would like to add an additional account please do the following:

•	Complete an online application or a printed "New Account Request" application. Once you have completed your application, take or mail it to the nearest First Credit Union branch.
•	Include a minimum deposit of $5. Provide a copy of your driver's license and a secondary form of identification.