Auto Loans |
First Credit Union offers up to 100% financing on both new and used vehicles, including tax, license and vehicle service contract. Repayment terms range from 36 to 72 months. We also offer low auto loan rates on new or used vehicles. |
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Vehicle Equity Loans |
| Add value to your vehicle loan by requesting a courtesy lien be placed on your Arizona property. Because your home is used as collateral, the interest on a vehicle equity loan may be tax deductible, helping to drive down your annual taxes*.
A vehicle equity loan offers you many advantages: |
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You can finance a new or used vehicle at the same low rate and terms as our traditional auto loans. |
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You can refinance a higher rate vehicle loan held by another creditor and get a lower loan rate and possibly an additional tax break*. |
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You will pay no appraisal fees, title search fees or prepayment penalties. |
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| *Check with your tax advisor. There is a minimal fee for recording re conveyance and flood insurance determination. |
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| Loan Calculator |
| Use our Loan Calculator to estimate your monthly car payment. |
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| How to Apply |
| To apply for vehicle financing, please do one of the following: |
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Complete an auto loan application at any branch. For faster service, bring identification, proof of income and proof of current insurance. |
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Complete an online loan application. Log in to your account or click the "non-member" button. A First Credit Union representative will contact you. |
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| Did You Know |
| First Credit Union offers a variety of vehicle services. |
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| Auto Buying Service |
| Let us do the shopping for you! We will find the exact new or used car, truck, van, SUV or RV you are looking for and deliver it to you at fleet prices. We can save you time, money and headaches! First Credit Union has partnered with Arizona Fleet Services to provide a convenient and enjoyable auto buying experience for our members. |
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| Credit Union Vehicles |
| First Credit Union offers returned leased vehicles and repossessed vehicles at 3.0% APR up to 60 months financing if sold at the asking price. Browse our vehicle inventory. |
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| Credit Union Advantage Program |
| Credit Union Advantage is a fast and easy way to get your vehicle financed right at the dealership. Our Credit Union Advantage purchasing and financing program is a no haggle, no hassle approach. Look for the Credit Union Advantage logo at participating dealers and ask for the Credit Union Advantage representative. |
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| Extended Warranty Vehicle Protection |
| Our extended warranty plan options offer mechanical and electrical protection for your newly purchased vehicle and include the following extra benefits: |
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Rental Car Coverage |
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24 Hour Roadside Assistance |
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Nationwide Protection |
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Tire Protection |
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Transferable Coverage |
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Trip Interruption |
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| GAP Insurance For Your Vehicle |
| Guaranteed Asset Protection (GAP) insurance assists you with additional expenses that may not be covered by insurance company when your vehicle is totaled or stolen. Our GAP product is an affordable program that provides you the protection you need. |
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| MEMBERSŪ Auto Insurance |
As a member, you qualify to automatically save up to 10% on your auto insurance through the MEMBERS® Auto Insurance Program*.
If it's been a while since you have shopped around for auto insurance, now is the time.
Call (888)380-9287 today for a free, no-obligation rate quote and mention key code 8273 when calling or get an online quote from Members® Auto Insurance. |
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| *Coverage provided and underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates: 175 Berkeley Street, Boston, MA. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not insured by the NCUSIF or guaranteed by your credit union. |
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