First Credit Union Auto Loans |
First Credit Union offers up to 100% financing on both new and used vehicles, including tax, license and vehicle service contract. Repayment terms range from 36 to 84 months. We also offer low vehicle loan rates on new or used vehicles.
See Auto Rates.
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Vehicle Equity Loans |
| Add value to your vehicle loan by requesting a courtesy lien be placed on your Arizona property. Because your home is used as collateral, the interest on a vehicle equity loan may be tax deductible, helping to drive down your annual taxes*.
A vehicle equity loan offers you many advantages: |
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You can finance a new or used vehicle at the same low rate and terms as our traditional auto loans. |
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You can refinance a higher rate vehicle loan held by another creditor and get a lower loan rate and possibly an additional tax break*. |
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You will pay no appraisal fees, title search fees or pre-payment penalties. |
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Check with your tax advisor. There is a minimal fee for recording re conveyance and flood insurance determination. |
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| How to Apply |
| To begin your search for a vehicle please follow these options: |
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Please fill out a Auto Loan application at any branch. |
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We offer an online loan application for your convenience. Please log into your account or choose the "non-member" button to continue the application. A First Credit Union representative will be contacting you on your recent Auto loan application. |
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| Did You Know |
| First Credit Union offers numerous vehicle services. Please take advantage of vehicle our resources. |
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| Auto Department |
| Let us do the shopping for you! We'll find the exact new or used car, truck, van or RV you are looking for and deliver it to you at fleet prices. We can save you time, money and headaches! See Auto Department. |
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| Credit Union Vehicles |
| First Credit Union offers returned leased vehicles and repossess vehicles at 3.0% APR* up to 60 months financing if sold at the asking price. See vehicles. |
| *APR=Annual Percentage Rate. Rate quoted is lowest rate available and is based on approved credit, past credit history and personal finance situation. Example: A $10,000 loan at 3% APR would have 60 monthly payments of $179.69. |
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| Credit Union Advantage Program |
| Finance right at the dealership through our Credit Union Advantage purchasing and financing program. No haggle, No hassle. Look for the logo to the left for participating dealers and ask for the Credit Union Advantage representative. Credit Union Advantage is a fast and easy way to get your vehicle with one stop shopping. |
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| Extended Warranty Program |
| Our exclusive extended warranty program offers protection for your newly purchased vehicle. While most manufacturers offer less than a 3 year warranty, our extended warranty program includes protection with extra benefits for our members: |
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Rental coverage |
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Roadside service |
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Claim payment assistance |
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Tire Protection reimbursement |
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Towing emergency |
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Repair locator assistance |
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Travel lodging reimbursement |
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| GAP Insurance For Your Vehicle |
| Guaranteed Asset Protection (GAP) insurance assists you with additional expenses that may not be covered by insurance company when your vehicle is totaled or stolen. Our GAP product is an affordable program that provides you the protection you need. |
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| MEMBERSŪ Auto & Homeowners Insurance |
As a member, you qualify to automatically save up to 10% on your auto insurance through this program*.
If it's been awhile since you have shopped around for auto insurance, now is the time.
Call (888)380-9287 today for a free, no-obligation rate quote (mention key code 8273 when calling). Please click on the following for a quote on auto or homeowners insurance. |
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| *Coverage provided and underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not insured by the NCUSIF or guaranteed by your credit union. |
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Getting Started 
