| ‘Tis the Season to Invest in Yourself
Make Your IRA Contribution Today! |
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Did you make an annual IRA (Individual Retirement Account) contribution for 2007? It’s not too late to reap 2007 tax benefits if you make your contribution before the April 15, 2008 deadline.* |
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| In addition to building wealth and saving for your retirement, some of the many benefits of having an IRA account include: |
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Tax Deductibility - You may be able to deduct all or part of your annual IRA contribution from your federal income tax return, depending on your participation in other qualifying retirement plans and your income level.* |
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Tax Deferral - Even if you can’t deduct your IRA contribution, you can defer paying taxes on the dividends you earn. Traditional IRA dividends won’t be taxed until you withdraw them during retirement, when you may be in a lower tax bracket. Roth IRA dividends may be tax free.* |
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Security - Unlike other mutual fund and stock market investments, all First Credit Union’s IRA’s are insured up to $250,000 by the NCUA (National Credit Union Administration), an agency of the U.S. Federal Government. |
| Many IRA Choices |
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If you don’t have an IRA, now is great time to establish an account and start investing in you! First Credit Union has some great IRA account options. |
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With an Accumulation IRA account, you can make regular contributions without committing to a term. |
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IRA Term Share Certificates earn higher rates based on the term of the certificate you choose. |
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Roth and Education IRAs are also available. Come in to find out which IRA best suits your needs. |
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For more information call us today at (480)831-2645 or (800)732-6986.
•Consult your tax advisor for details. |
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| Satisfied Members Say It Best... |
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| “I don’t know how the staff could improve. The service is down to an art. No where else in Arizona have I found such great
helpful people.”
-East Mesa member |
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| FREE Shredding! |
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Another benifit of membership in First Credit Union is our FREE document shredding service for members. To help protect your identity from being stolen by dumpster divers, you can safely dispose of documents at First Credit Union. Simply bring your documents to any of the 9 participating Phoenix-area branches and we’ll shred them for you free of charge!
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Service not available at all branches. Call us for details at (480)831-2645 or (800)732-6986. |
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