First Credit Union
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Rates are effective 11/17/08

Savings, Checking & Money Market
Account   APY*   Min. Amount
Regular Share Savings   .55%   $5
Preferred Checking   .15%   $1,000
Rewards Checking
Must meet account requirements to earn Reward Rates.
  3.15%   $0.01 - $25,000.00
    1.01%   $25,000.01 and over
    .10%   Any amount
Money Market   .75%   $1000-$4999.99
    1.25%   $5000-$9999.99
    1.50%   $10,000-$24,999.99
    1.80%   $25,000-49,999.99
    1.90%   $50,000 and over
 
Term Certificates
 Months   APY*   Min. Amount
3 Months   2.00%   $2500
    2.15%   $10,000
6 Months   2.25%   $2500
    2.50%   $10,000
1 Year   2.40%   $500
    2.50%   $2500
    2.80%   $10,000
    2.90%   $25,000
    3.00%   $50,000
2 Years   2.70%   $500
    2.80%   $2500
   

2.90%

  $10,000
    3.00%   $25,000
    3.10%   $50,000
3 Years   2.80%   $500
    2.90%   $2500
    3.00%   $10,000
    3.10%   $25,000
    3.20%   $50,000
5 Years   3.40%   $500
    3.49%   $2500
    3.60%   $10,000
    3.70%   $25,000
    3.80%   $50,000
 
IRA Certificates (Traditional, Roth, Educational & Health Savings Accounts)
Months   APY*   Min. Amount
1 Year   2.60%   $1,000
    3.00%   $25,000
    3.10%   $50,000
2 Years   2.85%   $1,000
    3.10%   $25,000
    3.20%   $50,000
3 Years   3.00%   $1,000
  3.20%   $25,000
    3.30%   $50,000
IRA Accumlation Accounts   1.61%   N/A
 
*A penalty will be imposed for early withdrawal of all term share certificates.
 

*APY= Annual Percentage Yield. A minimum balance of $5 is required to earn dividends on Savings and Club Accounts. A minimum balance of $1,000 is required to earn dividends on Preferred Checking. Dividends are prospective. In case of early withdrawal or fees, earnings could be reduced. The rate, APY, and fee schedule may change at any time without notice. Other investments are also available. Call (480) 831-2645 or toll-free (800) 732-6986 for more information.

Accounts Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, an agency of the U.S. Government. In addition, IRA funds are insured separately to $250,000 by the NCUA. **A Penalty will be imposed for early withdrawal of all term share certificates.

   
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  Call: (480)831-2645 | (800)732-6986
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