Rates are effective 03/08/2010
|
| Loans |
| Loan |
|
APR** |
|
Min. Amount |
|
Term |
|
$1,000 Purchase |
| Personal |
|
11.50% |
|
$500 |
|
24 months |
|
$46.84 |
| Personal |
|
13.50% |
|
$2,500 |
|
60 months |
|
$23.01 |
| Share Secured |
|
9.00% |
|
$500 |
|
60 months |
|
$18.64 |
| Lines of Credit |
|
13.00% |
|
|
|
Revolving |
|
Variable |
|
| |
| FCU Home Mortgages |
| See Rates |
| |
| Home Equity |
| Loan |
|
APR** |
|
Min. Amount |
|
Term |
|
$1,000 Purchase |
| Lines of Credit |
|
|
|
|
|
|
|
|
| 80% Loan to Value |
|
5.00% |
|
$5,000 |
|
Revolving |
|
Variable |
| |
|
|
|
|
|
|
|
|
| Fixed Rate Mini |
|
|
|
|
|
|
|
|
Up to 80%
Loan to Value |
|
6.00% |
|
$5,000 up to $50,000 |
|
5-6 years |
|
$19.33 - $16.57 |
| |
|
|
|
|
|
|
|
|
| Fixed Rate closed-end |
|
|
|
|
|
|
|
|
| 80% Loan to Value |
|
8.00% |
|
$5,000 |
|
2-15 years |
|
$45.23 - $9.56 |
|
| |
| New Auto |
| Loan |
|
APR** |
|
Min. Amount |
|
Term |
|
$1,000 Purchase |
| 2009 or Newer |
|
5.05%* |
|
N/A |
|
36 months |
|
$29.99 |
| 2009 or Newer |
|
5.30%* |
|
N/A |
|
48 months |
|
$23.17 |
| 2009 or Newer |
|
5.45%* |
|
N/A |
|
60 months |
|
$19.08 |
| 2009 or Newer |
|
5.70%* |
|
$20,000 |
|
72 months |
|
$16.43 |
| |
|
|
|
|
|
|
|
|
|
| New Full-Size Truck/SUV Loans |
| Loan |
|
APR** |
|
Min. Amount |
|
Term |
|
$1,000 Purchase |
| 2009 or Newer |
|
5.55%* |
|
N/A |
|
36 months |
|
$30.22 |
| 2009 or Newer |
|
5.80%* |
|
N/A |
|
48 months |
|
$23.39 |
| 2009 or Newer |
|
5.95%* |
|
N/A |
|
60 months |
|
$19.31 |
| 2009 or Newer |
|
6.20%* |
|
$20,000 |
|
72 months |
|
$16.67 |
| |
|
|
|
|
|
|
|
|
|
| Used Auto |
| Loan |
|
APR** |
|
Min. Amount |
|
Term |
|
$1,000 Purchase |
| 2002 or Newer |
|
5.55%* |
|
N/A |
|
36 months |
|
$30.22 |
| 2002 or Newer |
|
5.80%* |
|
N/A |
|
48 months |
|
$23.39 |
| 2004 or Newer |
|
5.95%* |
|
N/A |
|
60 months |
|
$19.31 |
| 2006 or Newer |
|
6.20%* |
|
$20,000 |
|
72 months |
|
$16.67 |
| |
|
|
|
|
|
|
|
|
|
| Used Full-Size Truck/SUV Loans |
| Loan |
|
APR** |
|
Min. Amount |
|
Term |
|
$1,000 Purchase |
| 2002 or Newer |
|
6.25%* |
|
N/A |
|
36 months |
|
$30.54 |
| 2002 or Newer |
|
6.59%* |
|
N/A |
|
48 months |
|
$23.76 |
| 2004 or Newer |
|
6.84%* |
|
N/A |
|
60 months |
|
$19.73 |
| 2006 or Newer |
|
7.15%* |
|
$20,000 |
|
72 months |
|
$17.12 |
| |
|
|
|
|
|
|
|
|
|
| |
| Recreational Vehicles - Boats, Motor Homes & Travel Trailers |
| Loan |
|
APR** |
|
Min. Amount |
|
Term |
|
$1,000 Purchase |
| 2005 or Newer |
|
7.00%* |
|
N/A |
|
Up to 60 months |
|
$19.80 min. |
| 2006 or Newer |
|
7.25%* |
|
N/A |
|
60 - 72 months |
|
$17.17 min. |
| 2006 or Newer |
|
7.50%* |
|
$35,000 |
|
73 - 84 months |
|
$15.34 min. |
| |
|
|
|
|
|
|
|
|
|
| |
| Motorcycle Loans |
| Loan |
|
APR** |
|
Min. Amount |
|
Term |
|
$1,000 Purchase |
| 2006 or Newer |
|
8.25%* |
|
N/A |
|
60 months |
|
$20.40 |
| |
|
|
|
|
|
|
|
|
|
| |
| Motor Sport - ATVs, Jet Skis, Personal Watercraft, Scooters & Snowmobiles |
| Loan |
|
APR** |
|
Min. Amount |
|
Term |
|
$1,000 Purchase |
| 2009 or Newer |
|
7.75%* |
|
N/A |
|
36 months |
|
$31.22 |
| 2009 or Newer |
|
7.95%* |
|
N/A |
|
48 months |
|
$24.39 |
| 2009 or Newer |
|
8.25%* |
|
N/A |
|
60 months |
|
$20.40 |
| 2005 or Newer |
|
8.25%* |
|
N/A |
|
36 months |
|
$31.45 |
| 2005 or Newer |
|
8.45%* |
|
N/A |
|
48 months |
|
$24.62 |
| 2005 or Newer |
|
8.50%* |
|
N/A |
|
60 months |
|
$20.52 |
| |
|
|
|
|
|
|
|
|
|
| |
| We do business in accordance with the Equal Fair Housing Law and the Equal Credit Opportunity Act.
**APR = Annual Percentage Rate. Quoted rates reflect the lowest rate available. Your individual loan rate will be based on your personal financial situation and previous credit performance.
Rate subject to change without notice. Other loans are available. Certain conditions and restrictions apply.
*Rates listed are lowest available for new auto loans that close at the credit union with a LTV of 90% or less and includes a .25% rate discount for automated payments.
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