Member Benefits
Be First!
We're Arizona's original credit union. Established before any others, we've been serving Arizona since 1929. We are a one stop shop for all of your financial needs! Checking, savings, term certificates, mortgage, credit cards with rewards, auto loans...even boat loans plus so much more!
Members enjoy...
- Free digital banking with bill pay
- Free digital banking app with remote check deposit*
- Free personal management tools
- Access account at nearly 30,000 surcharge-free ATMs coast-to-coast
- Visit any of 5,400 shared branch locations nationwide
Plus more :)
- Credit report & credit monitoring
- Card connect - a single spot to update your card on file wherever you pay - subscription and streaming services, eCommerce merchants, & more.
- ePay direct... like bill pay but using your debit card :)
- Zelle® - a fast, safe and easy way to send money to friends, family and other people you trust
- External Transfers
Membership Qualification
First Credit Union offers membership to persons who live, work, and worship within a ten mile radius of any First Credit Union branch. Our field of membership also includes:
- Immediate Family Members of a First Credit Union members including spouses, children, siblings, parents, grandparents, grandchildren, step-children, step-parents, step-siblings and adopted children, even if not living in the same residence
- Household Members who are a permanent member of and participate in the maintenance of the household (i.e., two people sharing an apartment) of a First Credit Union member
- Employees & Retirees from any of our business partners or select employer groups, even if retired from another state
- Member Referrals from any current First Credit Union member in good standing
Select Employer Groups
Are you an employee or retiree of a First Credit Union Select Employer Group? Click here to learn more about exclusive SEG-only offers. Not sure? Ask your employer!
What Members Are Saying
Become a Member
Ready to open an account? Here's what you'll need:
- Be at least 18 years old
- Be a legal US resident
- Have a physical and mailing address
- Have a Social Security Number
- Have an unexpired Government Issued ID
Start Here>
Questions? Give us at 480-756-5500 or toll free 800-732-6986 outside the Phoenix area.
Existing Member?
Ready to open an additional ray of sunshine in your already existing account? We have you covered!
Simply log into your account. Once logged in - you're able to create any of the following additional shares:
- Savings
- Additional Savings
- Money Market
- Save-To-Win Savings Accounts (CD)
- Checking
- First Premier Checking
- First Advantage Checking
Looking to open an additional loan? Apply here >
Be First! Become a First Credit Union member
We're Arizona's original credit union. Established before any others, we've been serving Arizona since 1929.
First Credit Union offers membership to persons who live, work, and worship within a ten mile radius of any First Credit Union branch. Our field of membership also includes:
- Immediate Family Members of a First Credit Union members including spouses, children, siblings, parents, grandparents, grandchildren, step-children, step-parents, step-siblings and adopted children, even if not living in the same residence
- Household Members who are a permanent member of and participate in the maintenance of the household (i.e., two people sharing an apartment) of a First Credit Union member
- Employees & Retirees from any of our business partners or select employer groups, even if retired from another state
- Member Referrals from any current First Credit Union member in good standing
How to get started
To become a member simply visit any branch and bring the following:
- Primary ID (driver's license or other government issued photo ID)
- Secondary ID (such as a credit card, debit card, school or employment ID)
- Minimum $5 deposit
- Social security card
Questions? Give us at 480-756-5500 or toll free 800-732-6986 outside the Phoenix area.
Members enjoy...
- Free digital banking with bill pay
- Free digital banking app with remote deposit*
- Free personal management tools
- Access account at nearly 30,000 surcharge-free ATMs coast-to-coast
- Visit any of 5,400 shared branch locations nationwide
Select Employer Groups
Are you an employee or retiree of a First Credit Union Select Employer Group? Click here to learn more about exclusive SEG-only offers. Not sure? Ask your employer!
What Members are Saying...
Must qualify for membership. Minimum $5 balance in a savings account required for membership.