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Find sunshine on a cloudy day with a First Credit Union savings account. With so many different choices from money markets to retirement savings, you're sure to find Financial Sunshine® here :)  

Savings

Personal Savings

Money Market

Certificates

Youth Options

Small Business Savings 

Small Business Savings

Small Business Money Market

Additional Choices

Education Savings

Health Savings

Retirement Savings

You can win simply by saving! Check out how

Spend

Spend smart and get more for your money when you choose First Credit Union for checking, cards, and more. For starters, enjoy a debit card rewards program. That's pretty sunny:)

Checking

Simply First

First Advantage

First Premier

Small Business Checking

Business First

Business Premier

Cards

Debit Cards

Gift Cards

Looking for Credit Cards?

Check out our College Scholarship and Financial Education Grant Program

Borrow

From your first car loan to refinancing your second home, we've got you covered. First Credit Union offers a wide range of loan choices for your borrowing needs.

Apply Now >

Credit Cards

Rewards

Secured

Credit Builder

Business Rewards

Sunshine Points®

Home Loans

Buy A Home

Refinance Your Home

Home Equity Loans

Home Equity Line of Credit

First-Time Home Buyers

Multifamily Loans

Vehicle Loans

New Autos 

Used Autos

Refinance Your Ride

Private Party

First-Time Auto Buyers

Recreational Vehicle Loans

Boats, Campers, and RVs

Motorcycles

Motorsport Toys

Personal Loans

Student Loan Options

Ready for the home of your dreams?

Invest

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Member-owned. Not-for-profit. Local. Make First Credit Union your choice for loans, checking, credit cards and more. Find your Financial Sunshine® here :)

Become a Member     Existing Member?

Member Benefits

Be First! 

We're Arizona's original credit union. Established before any others, we've been serving Arizona since 1929. We are a one stop shop for all of your financial needs! Checking, savings, term certificates, mortgage, credit cards with rewards, auto loans...even boat loans plus so much more! 

Members enjoy...

  • Free digital banking with bill pay
  • Free digital banking app with remote check deposit*
  • Free personal management tools
  • Access account at nearly 30,000 surcharge-free ATMs coast-to-coast
  • Visit any of 5,400 shared branch locations nationwide

Plus more :) 

  • Credit report & credit monitoring
  • Card connect - a single spot to update your card on file wherever you pay - subscription and streaming services, eCommerce merchants, & more.
  • ePay direct... like bill pay but using your debit card :)
  • Zelle® - a fast, safe and easy way to send money to friends, family and other people you trust
  • External Transfers

Membership Qualification

First Credit Union offers membership to persons who live, work, and worship within a ten mile radius of any First Credit Union branch. Our field of membership also includes:

  • Immediate Family Members of a First Credit Union members including spouses, children, siblings, parents, grandparents, grandchildren, step-children, step-parents, step-siblings and adopted children, even if not living in the same residence
  • Household Members who are a permanent member of and participate in the maintenance of the household (i.e., two people sharing an apartment) of a First Credit Union member
  • Employees & Retirees from any of our business partners or select employer groups, even if retired from another state
  • Member Referrals from any current First Credit Union member in good standing

Select Employer Groups

Are you an employee or retiree of a First Credit Union Select Employer Group? Click here to learn more about exclusive SEG-only offers. Not sure? Ask your employer!

What Members Are Saying

powered by Birdeye

Become a Member

Ready to open an account? Here's what you'll need:

  • Be at least 18 years old
  • Be a legal US resident
  • Have a physical and mailing address
  • Have a Social Security Number
  • Have an unexpired Government Issued ID

Start Here>

Questions? Give us at 480-756-5500 or toll free 800-732-6986 outside the Phoenix area.

Existing Member?

Ready to open an additional ray of sunshine in your already existing account? We have you covered!

Simply log into your account. Once logged in - you're able to create any of the following additional shares:

  • Savings
    • Additional Savings
    • Money Market
    • Save-To-Win Savings Accounts (CD)
  • Checking
    • First Premier Checking
    • First Advantage Checking

Looking to open an additional loan? Apply here >

Be First! Become a First Credit Union member

We're Arizona's original credit union. Established before any others, we've been serving Arizona since 1929.

First Credit Union offers membership to persons who live, work, and worship within a ten mile radius of any First Credit Union branch. Our field of membership also includes:

  • Immediate Family Members of a First Credit Union members including spouses, children, siblings, parents, grandparents, grandchildren, step-children, step-parents, step-siblings and adopted children, even if not living in the same residence
  • Household Members who are a permanent member of and participate in the maintenance of the household (i.e., two people sharing an apartment) of a First Credit Union member
  • Employees & Retirees from any of our business partners or select employer groups, even if retired from another state
  • Member Referrals from any current First Credit Union member in good standing

How to get started

To become a member simply visit any branch and bring the following:

  • Primary ID (driver's license or other government issued photo ID)
  • Secondary ID (such as a credit card, debit card, school or employment ID)
  • Minimum $5 deposit
  • Social security card

Questions? Give us at 480-756-5500 or toll free 800-732-6986 outside the Phoenix area.

Members enjoy...

  • Free digital banking with bill pay
  • Free digital banking app with remote deposit*
  • Free personal management tools
  • Access account at nearly 30,000 surcharge-free ATMs coast-to-coast
  • Visit any of 5,400 shared branch locations nationwide

Select Employer Groups

Are you an employee or retiree of a First Credit Union Select Employer Group? Click here to learn more about exclusive SEG-only offers. Not sure? Ask your employer!

 

What Members are Saying...

powered by Birdeye

Must qualify for membership. Minimum $5 balance in a savings account required for membership.

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THIS CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION ADMINISTRATION.
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THIS CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION ADMINISTRATION.
Routing Number: 322172742
Call Us 24/7: (480) 756-5500

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