.png "Scholarship&Grant (3).png")
Rates current as of January 1, 2022
We make refinancing simple
At First Credit Union we've streamlined the auto loan refinance process so it’s quicker and really, oh-so-easy.
Generally, it only takes 1-2 business days. Simply:
- Apply online, over the phone, or at any branch
- Tell us where your car is currently financed
- Provide some basic info -- make, model, VIN
That’s it! We’ll do the rest. Most of the time, you can apply today and fund your loan tomorrow. #easybutton
Additional services that work seamlessly with a refinanced auto loan
Educational resources
Current Rates
Used Auto Loans (2012 to 2020)
| APR* | Min. Amount | Term |
|---|---|---|
| 3.29% | $10,000 | 63 mos. |
| 3.84% | $12,500 | 75 mos. |
| 4.19% | $15,000 | 84 mos. |
*APR = Annual Percentage Rate. Rates listed are lowest available for used auto loans and based on 730 or higher credit score, 2012 to 2020, less than 100,000 miles, 2.25% floor, Kelley retail, and max all-in loan-to-value 135%. Your individual loan rate will be based on your personal situation and previous credit performance. Certain conditions and restrictions apply. Rate subject to change without notice. Other loans are available. Call (480) 756-5500 for more information.
