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Find sunshine on a cloudy day with a First Credit Union savings account. With so many different choices from money markets to retirement savings, you're sure to find Financial Sunshine® here :)  

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  • Home
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Secured Credit Card

Building or rebuilding credit can be difficult. Let us help on your journey to achieving your goal. To apply today call 480-756-5500 or click to find a branch location and ask about our secured credit card.

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Rates current as of July 1, 2022

Build your credit and enjoy sunny service

With a First Credit Union Visa® Secured credit card you can start to establish or rebuild your credit. Enjoy a 16.40% APR* on purchases and 19.40% APR* on balance transfers and cash advances. Plus,

  • NO balance transfer fees
  • NO penalty rate
  • $39 annual fee

Bright benefits too:)

  • Spending flexibility you need to cover small and large purchases
  • Protection against fraud with the Visa® Zero Liability policy**
  • Worldwide acceptance, including online and over the phone
  • New! Contactless Cards makes paying easy as 1-2-3 

Apply today by calling 480-756-5500 or find a branch location and ask about our secured credit card.

Current Rates

Secured Credit Card Accounts

Loan AdvanceAPR*
Purchases16.40%
Balance Transfers, Cash Advances19.40%

*APR = Annual Percentage Rate. Quoted rates reflect the lowest rate available. Your individual loan rate will be based on your personal financial situation and previous credit performance. Certain conditions and restrictions apply. Rates will vary with the market based on Prime Rate. Rate subject to change without notice. Other loans are available. Call (480) 756-5500 for more information.

Consumer Fee Schedule   Fraud Alert Program Overview

*APR=Annual Percentage Rate. This APR will vary with the market based on the Prime Rate. If you do not pay your entire balance by the due date each month, we will charge you interest on purchases. See Account Disclosures for complete details.

**Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify card issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

This card is issued by First Credit Union pursuant to a license from Visa U.S.A. Inc.

Allowed domains:

https://firstcu.percussion.marketing,https://www.firstcu.coop,http://www.firstcu.coop,https://www.firstcu.net,http://www.firstcu.net,https://firstcu.coop,http://firstcu.coop,https://firstcu.net,http://firstcu.net,https://cm.netteller.com,https://cm.netteller.com/login2008/Authentication/Views/Login.aspx?fi=secure-FirstCU-online&bn=96c99b975cab8cf8&burlid=5a620019d4a91791,https://internetloanapplication.cudl.com/firstcu/live/,https://firstcucoop.cudlautosmart.com/,http://firstcucoop.cudlautosmart.com/,https://campaign.documatix.com/DM/DPS/WebForms/Webform/5F8163941CF948C0,http://campaign.documatix.com/DM/DPS/WebForms/Webform/5F8163941CF948C0,https://sales.liveperson.net,http://sales.liveperson.net,https://firstcu-percussion.com,http://firstcu-percussion.com,https://www.firstcu-percussion.com,http://www.firstcu-percussion.com,https://www.google.com/url?q=https://www.firstcu.net,https://www.google.com/url?q=https://firstcu.net,https://www.NetTeller.com/secure-firstcu-online,https://campaign.documatix.com/DM/DPS/WebForms/WebForm/4C76AE84986AC0B6,https://secure.firstcu.net/firstcu/uux.aspx,https://secure.firstcu.net/firstcu/sdk/AutoEnrollmentE2E,https://survey.sogosurvey.com/r/FirstCUappointmentrequest,https://survey.sogosurvey.com/r/ApprequestGS,https://survey.sogosurvey.com/r/ApprequestCCP,https://survey.sogosurvey.com/r/ApprequestDevonshire,https://survey.sogosurvey.com/r/ApprequestGlendale,https://survey.sogosurvey.com/r/ApprequestGoodyear,https://survey.sogosurvey.com/r/ApprequestOcotillo,https://survey.sogosurvey.com/r/ApprequestTempe,https://survey.sogosurvey.com/r/ApprequestTucson,https://secure.firstcu.net/firstcu/uux.aspx#,https://secure.firstcu.net/firstcu/uux.aspx#/login/split-login-password-entry,https://secure.firstcu.net/firstcu/sdk/AutoEnrollmentE2E,https://main.financialtown.com/financial_town/?view_type=page&action=client_portal&company_code=firstcu&client_portal_mode=kiosk,https://www.moneyedu.org/public/featured-this-week.cfm?code=FIRSTCU&w=7&resources

Clicking continue will take you from First Credit Union’s site to a third party website.  First Credit Union makes no endorsement or claims about the accuracy or content of information contained within the third party site to which you may be going.  The security and privacy policies on these sites may be different from First Credit Union

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THIS CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION ADMINISTRATION.
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THIS CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION ADMINISTRATION.
Routing Number: 322172742
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