Rates current as of January 1, 2020
Build your credit and enjoy sunny service
With a First Credit Union Visa® Secured credit card you can start to establish or rebuild your credit. Enjoy a 16.40% APR* on purchases and 19.40% APR* on balance transfers and cash advances. Plus,
- NO balance transfer fees
- NO penalty rate
- $39 annual fee
Bright benefits too:)
- Spending flexibility you need to cover small and large purchases
- Protection against fraud with the Visa® Zero Liability policy**
- Worldwide acceptance, including online and over the phone
Apply today by calling 480-756-5500 or find a branch location and ask about our secured credit card.
Current Rates
Secured Credit Card Accounts
| Loan Advance | APR* |
|---|---|
| Purchases | 16.40% |
| Balance Transfers, Cash Advances | 19.40% |
*APR = Annual Percentage Rate. Quoted rates reflect the lowest rate available. Your individual loan rate will be based on your personal financial situation and previous credit performance. Certain conditions and restrictions apply. Rates will vary with the market based on Prime Rate. Rate subject to change without notice. Other loans are available. Call (480) 756-5500 for more information.
Consumer Credit Card Account Agreement Secured Application and Solicitation Disclosure Consumer Fee Schedule Fraud Alert Program Overview
*APR=Annual Percentage Rate. This APR will vary with the market based on the Prime Rate. If you do not pay your entire balance by the due date each month, we will charge you interest on purchases. See Account Disclosures for complete details.
**Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify card issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.
This card is issued by First Credit Union pursuant to a license from Visa U.S.A. Inc.
