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Find sunshine on a cloudy day with a First Credit Union savings account. With so many different choices from money markets to retirement savings, you're sure to find Financial Sunshine® here :)  

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  • Home
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Refinance Home loans

With rates still among the lowest in generations, now may be the right time to refinance. A lower rate means more money in your pocket.

Apply Now

It's always a good time to save money

Refinancing your home loan could save you money every month. Learn how - our home loan specialists are here to answer your questions about the refinancing process. We're here to help.

  • 15 and 30 year terms
  • Pre-qualification and credit analysis
  • Affordable rates and fees

Additional Videos

  • Partner with a Professional
  • What is Refinancing and When Should I Consider It?
  • What are the Fees Involved in Refinancing My Home? 
  • Information on LTV and DTI Ratios
  • What is a Credit Score and How Do I Find Mine?
  • How Does My Score Impact My Loan?
  • How Can I Improve My Score?

How to get started?

Give us a call at (480)756.4690 to begin the process :)

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Secure and Fair Enforcement for Mortgage Lending Act of 2008 or the "SAFE Act"

On July 28, 2010 the National Credit Union Association (NCUA) and other Federal Agencies published a final rule to implement the federal registration requirements of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). The registration requirements apply to all employees acting in the capacity of a Mortgage Loan Originator (MLO). The S.A.F.E. Act requires all MLO's to register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each MLO is provided a Unique Identifier from the NMLS. An MLO must provide this Unique Identifier to each mortgage loan applicant upon request and prior to the employee acting as an MLO.

Click here for a list of MLO employed by First Credit Union. For more information about the registry, please visit the NMLS.

Allowed domains:

https://firstcu.percussion.marketing,https://www.firstcu.coop,http://www.firstcu.coop,https://www.firstcu.net,http://www.firstcu.net,https://firstcu.coop,http://firstcu.coop,https://firstcu.net,http://firstcu.net,https://cm.netteller.com,https://cm.netteller.com/login2008/Authentication/Views/Login.aspx?fi=secure-FirstCU-online&bn=96c99b975cab8cf8&burlid=5a620019d4a91791,https://internetloanapplication.cudl.com/firstcu/live/,https://firstcucoop.cudlautosmart.com/,http://firstcucoop.cudlautosmart.com/,https://campaign.documatix.com/DM/DPS/WebForms/Webform/5F8163941CF948C0,http://campaign.documatix.com/DM/DPS/WebForms/Webform/5F8163941CF948C0,https://sales.liveperson.net,http://sales.liveperson.net,https://firstcu-percussion.com,http://firstcu-percussion.com,https://www.firstcu-percussion.com,http://www.firstcu-percussion.com,https://www.google.com/url?q=https://www.firstcu.net,https://www.google.com/url?q=https://firstcu.net,https://www.NetTeller.com/secure-firstcu-online,https://campaign.documatix.com/DM/DPS/WebForms/WebForm/4C76AE84986AC0B6,https://secure.firstcu.net/firstcu/uux.aspx,https://secure.firstcu.net/firstcu/sdk/AutoEnrollmentE2E,https://survey.sogosurvey.com/r/FirstCUappointmentrequest,https://survey.sogosurvey.com/r/ApprequestGS,https://survey.sogosurvey.com/r/ApprequestCCP,https://survey.sogosurvey.com/r/ApprequestDevonshire,https://survey.sogosurvey.com/r/ApprequestGlendale,https://survey.sogosurvey.com/r/ApprequestGoodyear,https://survey.sogosurvey.com/r/ApprequestOcotillo,https://survey.sogosurvey.com/r/ApprequestTempe,https://survey.sogosurvey.com/r/ApprequestTucson,https://secure.firstcu.net/firstcu/uux.aspx#,https://secure.firstcu.net/firstcu/uux.aspx#/login/split-login-password-entry,https://secure.firstcu.net/firstcu/sdk/AutoEnrollmentE2E,https://main.financialtown.com/financial_town/?view_type=page&action=client_portal&company_code=firstcu&client_portal_mode=kiosk

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THIS CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION ADMINISTRATION.
Routing Number: 322172742
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