First Credit Union: First in Arizona - First in Service

Personal
Business
Rates
Locations & ATMs
About FCU

Business Checking and Savings

First Credit Union

APPLE PAY IS HERE! lEARN MORE

First Credit Union offers a variety of business checking and savings accounts. Find the account that's right for your business. Compare your choices and open an account today!

Business Checking

Account Features Business Premier Checking Business First Checking
Minimum Balance $10,000 $1,500
Monthly Service Fee $27 monthly fee reduced to $25 per month with enrollment in eStatements or waived if minimum balance requirement is met $12 monthly fee reduced to $10 per month with enrollment in eStatements or waived if minimum balance requirement is met
Earn Dividends On $2,500 or more No
Online, Mobile & Text Banking* Free Free
Online Bill Pay Free Free
eStatements Free Free
Night Depository Included Included
Quickbooks® Downloads Included Included
Surcharge-free CO-OP ATMs Included Included
Transactions allowed before excess item fee 150 50

*Regular text & messaging & other rates from your wireless provider apply.

Instant Issue Visa® Business Debit Card

Business Debit Card

Get a First Credit Union Visa® Business Debit Card instantly at any branch in minutes! Plus enjoy:

  • Access to your funds at nearly 30,000 surcharge-free CO-OP ATMs
  • Extra protection against fraud with Visa’s Zero Liability policy*
  • The convenience of "swipe & go" payments

*Visa’s Zero Liability Policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit visa.com/security.

Business Savings

Earn dividends on business savings at First Credit Union. The dividends you will earn on your balance can help your business grow. A First Credit Union savings account features:

  • Unlimited in person transactions
  • Overdraft options for your business checking account
  • No monthly fee
  • Minimum balance is only $5

Open an account with a Member Service Representative at any branch.

Business Money Market

Earn a higher dividend rate than a savings account with a First Credit Union business money market account. Withdraw or deposit funds anytime, just maintain a minimum $2,500 balance. Our money market accounts feature:

  • Tiered dividend structure so you can earn more as your balance grows
  • Monthly dividend payouts
  • Deposits federally insured by the NCUA

Open an account with a Member Service Representative at any branch.

Required Documents

To open your First Credit Union savings, money market or checking account, visit any branch and bring the documents listed below:

  • Business Name Statement
  • Social Security Number or Tax ID Certification
  • Business License or Company Charter or Articles of Incorporation or Articles of Organization
  • Partnership Agreement or Operating Agreement, if applicable
  • Identification for all Signers

Routing Number

322172742

Activate Your Card

  • Visit ActivateMyCards.com
  • OR call 800-411-6390
    Outside the US & Canada call 206-352-3477 collect

Card Declined?

  • Call 888-526-0404
  • Outside the US & Canada call 206-352-4954

Lost/Stolen Card

  • Visit ReportMyCards.com
  • During business hours call 480-831-2645 or 800-732-6986 outside Phoenix
  • After hours call toll-free
    800-682-6075
  • Outside US & Canada call 206-352-3482 collect

Follow firstcu

You Tube