Know Your Credit Score
Errors on your credit report can negatively affect your credit score and ability to get a loan, rent an apartment and even get a job. Monitoring your credit score regularly can also protect against identity theft and fraud.
Here at First Credit Union - your financial well-being is our number one priority. Just one of the ways we show this is by providing you with a way to monitor your credit score easy through digital banking.
- Start by logging into digital banking
- Click "Check Your Score"
- Annually download your full credit report from annualcreditreport.com and read through carefully.
- If you find any mistakes on your credit reports, you should dispute them.
- Continue to monitor your score to ensure you have not been a victim of identity theft.
If you are building your credit toward an 850 score, the best ways to improve your score are to: pay bills on time, use less than 30% of your available credit, and monitor your credit regularly.