There are lots of ways to make a payment including online, by phone, and in person. Learn more.
Online, in person, or on the go. We make it easy to make your loan payment with lots of options.
Another added bonus- never forgot when your loan payments are due :)
Text reminders will be sent prior to loan payments being due. Opting out is an option but why would you want to...
Questions? Call us 24/7 at 480-756-5500 or toll-free at 800-732-6986 when outside the Phoenix area.
Pay with Your First Credit Union Account
Digital Banking App
Transfer funds from your First Credit Union checking or savings account to your loan account to make your loan payment using your smartphone. Simply download the First Credit Union digital banking app at the iTunes Store or Google Play to get started.
Fee
$0
Text Banking
No smartphone? No worries! Use text banking to transfer funds from your First Credit Union checking or savings account to your loan to make your payment.
Fee
$0
Digital Banking
Make your loan payment by transferring funds your First Credit Union checking or savings account with ease online, anytime when you log in to digital banking.
Fee
$0
Telephone Teller
Dial 480-756-5501 and use Telephone Teller to transfer funds from your First Credit Union checking or savings account to make your loan payment. It's easy and no smartphone is required :)
Fee
$0
Call or Visit
Simply dial 480-756-5500 or 800-732-6986 outside the Phoenix area to make a loan payment by phone or stop by any First Credit Union branch.
Fee
$0
Pay from another Financial Institution
Financial Institution Transfers
FI Transfers enable First Credit Union online banking users to transfer funds from another financial institution account to make your First Credit Union loan payment. You just need the routing number and account number for the other financial insititution to get started.
Fee
$0
Pay By Card Online
Make your First Credit Union loan payment online using a debit card from another financial institution. Payments made prior to 6:00 p.m. MST will post same day.
Fee
$5
Bill Pay
Simply provide First Credit Union's routing number 322172742 along with your 13-digit account number for electronic payments when using bill pay from another financial institution to make your First Credit Union loan payment. Find your 13-digit account number for electronic payments when you log in to Digital Banking found under the details tab when you select which account (savings/checking).
Fee
Refer to your financial institution's fee schedule
In Person or By Phone
Stop by any First Credit Union branch to make your loan payment by credit card. Or make your loan payment by phone when you dial 480-756-5500 or 800-732-6986 outside the Phoenix area.
Fee
$10
CO-OP Shared Branch
First Credit Union is part of the CO-OP Network and shares our branches with other credit unions across the country. Visit any participating credit union branch to make your First Credit Union loan payment. Please be aware shared branching is not available during the first 30 days of membership.
Fee
$0
By Mail
Mail your First Credit Union loan payment to: First Credit Union, PO Box 820, Chandler, AZ 85244. Please remember to include your account number on your check! Thank you:)
Fee
$0
Pay from your First Credit Union Account
Transfer funds from your First Credit Union checking or savings account to make your loan payment anytime from your mobile device, online banking, or by phone.
Mobile Banking App
- Download the First Credit Union mobile banking app at the iTunes Store or Google Play
- both phone and tablet apps are available
Text Banking
- Text TRAN to 90703
- Please note you must register your mobile device to use text banking
- Simply login to Online Banking, select "Text Banking", and follow the instructions for registering your device
Online Banking
- Log in to Online Banking
- Not enrolled for Online Banking? Simply click Enroll Now and click "Enroll" to establish a User ID and password
Member Service
- Dial 480-756-5500 or 800-732-6986 outside the Phoenix area
Telephone Teller
- Dial 480-756-5501 or 800-998-3328 outside the Phoenix area to use Telephone Teller automated banking
- If you haven't established a Telephone Teller PIN, please call Member Service at the number above for assistance
First Credit Union Branch
- Stop by any branch location to make your loan payment
- Find a branch location near you
CO-OP Shared Branch
- First Credit Union is part of the CO-OP Network and shares our branches with other credit unions across the country
- Make a loan payment at any CO-OP shared branch location
- Find a shared branch location
- Please be aware shared branching is not available during the first 30 days of membership.
Pay from another Financial Institution
Electronic Transfer
Make a loan payment using a debit card or funds from an account at another financial institution. Payments made prior to 6:00 p.m. PT will post same day. Please note a $5 convenience fee per payment will be assessed.
- Click on the Make A Payment button above and follow the instructions to make an electronic transfer
- First-time users will be prompted to register
Member Service
- Dial 480-756-5500 or 800-732-6986 outside the Phoenix area
- Please note a $10 convenience fee per payment will be assessed by phone.
Bill Pay from another Financial Institution
- First Credit Union's Routing Number is 322172742
- Find your 13-digit account number for electronic payments when you log in Online Banking, click on "More Cool Stuff", and then click "View My Account Numbers"
- Mail your loan payment to: First Credit Union, PO Box 820, Chandler, AZ 85244
- Please remember to include your account number on your check! Thank you:)
