First Credit Union: First in Arizona - First in Service

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Checking Accounts

First Credit Union

First Credit Union offers checking account choices that are right for you. No matter which type of checking account you choose, all First Credit Union checking accounts offer:

*Regular text & messaging & other rates from your wireless provider apply.

Compare checking account choices

Compare your choices for First Credit Union checking accounts. Questions? Give us a call at 480-831-2645 or toll-free when outside the Phoenix area at 800-732-6986. We're here to help!

Account Features Simply First First Advantage First Premier
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Monthly Service Fee $10 monthly fee reduced to $8 if enrolled in eDocuments OR receive a Direct Deposit during statement cycle. $4 monthly fee waived if enrolled in eDocuments AND one of the following during statement cycle: receive a Direct Deposit OR use online bill pay to pay at least 1 bill OR complete (post & clear) at least 21 purchases with FCU debit card $5 monthly fee reduced to $3 if enrolled in eDocuments OR receive a Direct Deposit during statement cycle / $5 monthly fee waived when $1,500 minimum account balance is maintained / $5 monthly fee waived for members 19 & under OR 60 & older when enrolled in eDocuments OR receive a Direct Deposit during statement cycle
Earn Dividends     With $1,500 minimum account balance
Refunded ATM Fees   Must meet requirements during statement cycle - see details above  
7,200 Shared Branch Locations Included Included Included
30,000 Surcharge-Free ATMS Included Included Included
Bill pay Free Free Free
Online banking Free Free Free
Mobile & text banking* Free Free Free
Night Depository Free Free Free
eDocuments Free Free Free
Direct Deposit Free Free Free
Visa Debit Card Free Free Free
Official Checks $5 $5 Up to 3 Free per calendar year
Service Fees Varies Varies Up to 3 service fees of up to $35 each waived per calendar year upon request
Coin Counter Usage (where available) Varies Varies Free
Member-Only Discounts Included Included Included

*Regular text & messaging & other rates from your wireless provider apply.

Additional Services

Routing Number

322172742

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