First Credit Union: First in Arizona - First in Service

Locations & ATMs
About FCU

Visa® Rewards Credit Card

Visa Rewards Credit Card Offer


There really is a difference when it comes to credit cards. As one of Arizona's largest credit unions, First Credit Union can offer you a card with an impressive rate AND big rewards. Plus, you get more for each dollar you spend!

Save money with an Introductory 4.9% APR* on purchases and balance transfers for 9 billing cycles. First Credit Union's Visa® Rewards credit card offers a lot of value and here's why:

  • Earn 1 point for every $1 you spend in purchases
  • Plus, earn 3X POINTS on your first $1,000 of purchases**
  • Redeem your points for cash, travel, or gift cards
  • Receive protection against fraud with the Visa Zero Liability policy***
  • All this plus NO annual fee & NO balance transfer fees!

It's easy to apply!

Simply give us a call at 480-756-5500 or toll-free outside the Phoenix area at 800-732-6986 to apply over the phone. You can also

request your card online now

For more information read:

Please be aware although your Rewards points will be begin accruing immediately once you've received and begun using your new Visa® Rewards Credit Card for purchases, it can take up to 30 days before you are able to view your points on the Extra Awards program website.

*APR=Annual Percentage Rate. 4.90% Introductory APR for a period of nine (9) billing cycles. After that your APR will be 10.15% to 20.15%, based on your creditworthiness. If you do not pay your entire balance by the due date each month, we will charge you interest on purchases. See Account Disclosures for complete details.

**Earn triple points on the first $1,000 of purchases and 1 point per $1 spent in purchases thereafter. Balance transfers and cash advances do not qualify as purchases.

***Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify card issuer promptly of any unauthorized use. Consult issuer for additional details or visit

This card is issued by First Credit Union pursuant to a license from Visa U.S.A. Inc.

Activate Your Card

  • Visit
  • OR call 800-411-6390
    Outside the US & Canada call 206-352-3477 collect

Card Declined?

  • Call 888-526-0404
  • Outside the US & Canada call 206-352-4954

Lost/Stolen Card

  • Visit
  • During business hours call 480-756-5500 or 800-732-6986 outside Phoenix
  • After hours call toll-free
  • Outside US & Canada call 206-352-3482 collect

Follow firstcu

You Tube