First Credit Union: First in Arizona - First in Service

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About FCU

Visa® Secured Credit Card

First Credit Union


Get the credit you deserve!

Get a Visa® Secured Credit Card today and start building or rebuilding your credit. Enjoy these First Credit Union cardholder benefits:

  • No penalty rate and no balance transfer fees
  • Affordable 15.15% APR* on purchases and 18.15% APR on cash advances & balance transfers
  • Get spending flexibility you need to cover small and large purchases
  • Receive protection against fraud with the Visa Zero Liability policy**
  • Enjoy worldwide acceptance, including online & over the phone
  • $39 annual fee

Request your secured credit card today!

For more information read:

*APR=Annual Percentage Rate. This APR will vary with the market based on the Prime Rate. If you do not pay your entire balance by the due date each month, we will charge you interest on purchases. See Account Disclosures for complete details.

**Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify card issuer promptly of any unauthorized use. Consult issuer for additional details or visit

This card is issued by First Credit Union pursuant to a license from Visa U.S.A. Inc.

Activate Your Card

  • Visit
  • OR call 800-411-6390
    Outside the US & Canada call 206-352-3477 collect

Card Declined?

  • Call 888-526-0404
  • Outside the US & Canada call 206-352-4954

Lost/Stolen Card

  • Visit
  • During business hours call 480-756-5500 or 800-732-6986 outside Phoenix
  • After hours call toll-free
  • Outside US & Canada call 206-352-3482 collect

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