Accounts for Kids, Teens & Young Adults
Accounts for Kids
When it comes to learning about money, it's never too early to start! Parents and guardians can begin teaching their kids and grandkids about money and money management with their own First Credit Union savings account.
No minimum age is required to open an account but kids are required to have a Social Security Number or Tax Payer ID. Here are some of the benefits of establishing an account for your child today:
- Complimentary $5 opening deposit for kids 19 and under
- Sticker with each deposit made at a branch
- FREE online financial education
Accounts for Teens & Young Adults
From choosing your first car to getting your first debit card -- it can be confusing. We're here to help! First Credit Union offers member-priced options for teens and young adults. Plus we have all the cool, FREE stuff you'd expect -- mobile apps, remote deposit, personal financial management tools, and tons of surcharge-free ATM lcations coast to coast.
Teens 13 and older are eligible to get a checking account at First Credit Union. A VisaŽ debit card is optional and parental or guardian authorization is required. No matter which of our checking accounts you choose, all First Credit Union checking accounts include:
- FREE online banking
- FREE mobile & text banking (regular text messaging & other rates from your wireless provider apply)
- FREE online bill pay
- FREE personal financial management tools
- FREE online financial education resources
- Nearly 30,000 surcharge-FREE ATM locations
- 7,200 shared branch locations
- Special member-only offers & discounts
Don't want a checking account and just looking for a pre-paid debit card? We gotcha covered! Pre-paid, reloadable VisaŽ debit cards are available at all branch locations.
Loan Options for Young Adults
First Credit Union offers first-time buyer auto loans and credit builder VisaŽ Rewards credit cards* for young adults 18 and older. Designed for first-time borrowers, these options can help you build credit for your financial future.
Learn more about any of our accounts or services for kids, teens or young adults at any branch location or give us a call at 480-831-2645 or toll-free when outside the Phoenix area at 1-800-732-6986.
For more information about firstcu's VisaŽ Rewards credit card read:
*APR=Annual Percentage Rate. 4.90% Introductory APR for a period of nine (9) billing cycles. After that your APR will be 9.9% to 19.9%, based on your creditworthiness. See Account Disclosures for complete details.
This card is issued by First Credit Union pursuant to a license from Visa U.S.A. Inc.