First Credit Union: First in Arizona - First in Service

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Debt Cancellation Protection

First Credit Union

First Protection Plan and Equity Safe

Help preserve your standard of living. Whether you're taking out a loan to make home improvements or buy a vehicle, it can be a financial gamble because things happen…life happens. You’re betting you can pay back your loan and won’t lose your job (due to no fault of your own), or become disabled (due to injury or illness), or pass away — which could leave your family responsible for your loan balance.

Help play it safe. First Protection Plan for consumer loans and Equity Safe for home equity loans are voluntary loan-payment protection products that help you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements ease the enrollment process.

Ask about protecting your loan payments. If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), the First Protection Plan or Equity Safe will cancel or reduce repayment of your loan debt. Help lessen your worries, and your family’s worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:

  • Involuntary unemployment
  • Disability
  • Loss of life

Contact a First Credit Union Member Service Representative and ask about protecting your loans, today.

*Your purchase of the First Protection Plan or Equity Safe protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of First Protection Plan or Equity Safe protection.

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