Skip to main content
  • Save
  • Spend
  • Borrow
  • Invest
  • Learn
  • Locations/ATMs
  • Contact
  • Video eBranch
  • About
  • Community
  • Careers

Home

Log in to digital banking

  • Locations/ATMs
  • Contact
  • Video eBranch
  • About
  • Community
  • Careers

Need to enroll in Digital Banking?

Enroll here > 

  • Save
  • Spend
  • Borrow
  • Invest
  • Learn
  • Become a Member
  • Make a Payment

Save

Find sunshine on a cloudy day with a First Credit Union savings account. With so many different choices from money markets to retirement savings, you're sure to find Financial Sunshine® here :)  

Savings

Personal Savings

Money Market

Certificates

Youth Options

Additional Choices

Education Savings

Health Savings

Retirement Savings

Small Business Savings

Apply for a Scholarship or Grant :)

Spend

Spend smart and get more for your money when you choose First Credit Union for checking, cards, and more. For starters, enjoy a debit card rewards program. That's pretty sunny:)

Checking

Simply First

First Advantage

First Premier

Small Business Checking

Business First

Business Premier

Cards

Debit Cards

Gift Cards

Looking for Credit Cards?

Live Brightly. Get Rewarded

Borrow

From your first car loan to refinancing your second home, we've got you covered. First Credit Union offers a wide range of loan choices for your borrowing needs.

Credit Cards

Rewards

Secured

Credit Builder

Business Rewards

Sunshine Points®

Home Loans

Buy A Home

Refinance Your Home

Home Equity Loans

Home Equity Line of Credit

First-Time Home Buyers

Multifamily Loans

Vehicle Loans

New Autos 

Used Autos

Refinance Your Ride

Private Party

First-Time Auto Buyers

Recreational Vehicle Loans

Boats, Campers, and RVs

Motorcycles

Motorsport Toys

Personal Loans

Student Loan Options

Live Brightly with Rewards

Invest

Link 1

Sublink 1

Sublink 2

Link 2

Sublink 1

Sublink 2

CTA here.

Learn

Link 1

Sublink 1

Sublink 2

Link 2

Sublink 1

Sublink 2

CTA here.

  • Home
  • >Spend
  • >Small Business Checking

Business First Checking

Free business bill pay and more to get your small business growing.

Find a branch

Rates current as of January 1, 2021

Everything you need, nothing you don't

Keep it simple with Business First Checking. Enjoy:

  • 50 transactions included, after that each item is $0.30
  • Visa® business debit card accepted worldwide
  • Free business bill pay
  • Free digital banking
  • Free mobile banking*
  • Free eDocuments

The Business First Checking monthly fee of $12 is:

  • Reduced to $10 when enrolled in eDocuments
  • Waived when a minimum daily balance of $1,500 is maintained

Here's how to get started

Open a new small business account at any First Credit Union branch. Bring these documents with you when you open your account.

  • Business Name Statement
  • Social Security Number or Tax ID Certification
  • Business License, Company Charter, Articles of Incorporation, or Articles of Organization
  • Partnership Agreement or Operating Agreement, if applicable
  • Identification for all signers on the account

Additional Resources

  • Small Business Savings
  • Small Business Money Market Accounts
  • Merchant Services
  • Business Bill Pay
  • Mobile Banking

*There is no charge from First Credit Union for mobile banking. Regular internet access charges, messaging charges, and other rates from your mobile provider still apply.

Business Fee Schedule     Funds Availability Policy

Allowed domains:

https://firstcu.percussion.marketing,https://www.firstcu.coop,http://www.firstcu.coop,https://www.firstcu.net,http://www.firstcu.net,https://firstcu.coop,http://firstcu.coop,https://firstcu.net,http://firstcu.net,https://cm.netteller.com,https://cm.netteller.com/login2008/Authentication/Views/Login.aspx?fi=secure-FirstCU-online&bn=96c99b975cab8cf8&burlid=5a620019d4a91791,https://internetloanapplication.cudl.com/firstcu/live/,https://firstcucoop.cudlautosmart.com/,http://firstcucoop.cudlautosmart.com/,https://campaign.documatix.com/DM/DPS/WebForms/Webform/5F8163941CF948C0,http://campaign.documatix.com/DM/DPS/WebForms/Webform/5F8163941CF948C0,https://sales.liveperson.net,http://sales.liveperson.net,https://firstcu-percussion.com,http://firstcu-percussion.com,https://www.firstcu-percussion.com,http://www.firstcu-percussion.com,https://www.google.com/url?q=https://www.firstcu.net,https://www.google.com/url?q=https://firstcu.net,https://www.NetTeller.com/secure-firstcu-online,https://campaign.documatix.com/DM/DPS/WebForms/WebForm/4C76AE84986AC0B6,https://secure.firstcu.net/firstcu/uux.aspx,https://secure.firstcu.net/firstcu/sdk/AutoEnrollmentE2E,https://survey.sogosurvey.com/r/FirstCUappointmentrequest,https://survey.sogosurvey.com/r/ApprequestGS,https://survey.sogosurvey.com/r/ApprequestCCP,https://survey.sogosurvey.com/r/ApprequestDevonshire,https://survey.sogosurvey.com/r/ApprequestGlendale,https://survey.sogosurvey.com/r/ApprequestGoodyear,https://survey.sogosurvey.com/r/ApprequestOcotillo,https://survey.sogosurvey.com/r/ApprequestTempe,https://survey.sogosurvey.com/r/ApprequestTucson,https://secure.firstcu.net/firstcu/uux.aspx#,https://secure.firstcu.net/firstcu/uux.aspx#/login/split-login-password-entry,https://secure.firstcu.net/firstcu/sdk/AutoEnrollmentE2E,https://main.financialtown.com/financial_town/?view_type=page&action=client_portal&company_code=firstcu&client_portal_mode=kiosk

You are now leaving First Credit Union's website. First Credit Union is not responsible for this site or its content, which is not maintained by First Credit Union.

Continue

Cancel

THIS CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION ADMINISTRATION.
  • ©2020 First Credit Union. All Rights Reserved.
  • Terms of Use
  • Privacy Policy
  • Security
  • Accessibility Statement 
THIS CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION ADMINISTRATION.
Routing Number: 322172742
Call Us 24/7: (480) 756-5500

https://www.facebook.com/FirstCU

https://twitter.com/FirstCU

https://www.youtube.com/user/FirstCreditUnionAZ

Equal Housing Opportunity

Top Companies

.